Legal Protection

Why Commercial Legal Protection?

Legal disputes can arise in even the best run businesses, often without warning. The costs of obtaining a Solicitor to deal with a dispute can prove expensive and create unbudgeted costs. Many businesses do not pursue their legal rights due to the costs involved.

Our Small Business Commercial Legal Protection Policy allows business with an annual turnover of less than £250,000 to pursue their rights or defend their position in a range of scenarios with an annual premium of only

Cover at a glance:

• Tax enquiries and disputes (Inc VAT appeals).
• Legal costs and expenses incurred in disputes with employees.
• Personal Injury.
• Costs in relation to defence for criminal prosecution and Data Protection Act.
• Statutory licence protection.
• Health & Safety prosecution.
• 24 hour help lines.
• A continuously updated web based compliance maual including Health & Safety policy & risk assessment.

Our policy, arranged via Lexelle Ltd and underwritten by Axa Insurance, provides cover for legal costs and expenses up to £100,000 for every claim. A Policy Summary is available here.

Applying for cover is simple.

How much cover do I get?

The policy provides up to £100,000 of legal costs and expenses. For A Policy Summary is available here.

Are there any exclusions?

All insurance policies have exclusions. For full details of this click here.

My annual turnover is above £250,000. Can I still be covered?

Usually yes although you will not be eligible for the Small Business policy. Contact our office for a bespoke quote.

What proof of cover do I get?

When you take your policy out via Cover My Business we will issue a bespoke policy schedule and send it to you with a policy booklet. NB Cover does not apply until accepted by us.

Small business commercial Summary